Terms of Use

Terms and Conditions

The following arew the Terms and Conditions under which you may use this Website. Please read these carefully. Use of this website is governed by these terms, and the viewing or other use of the content on this Website will be considered acceptance of these Terms and Conditions. If you do not agree to these Terms and Conditions, please discontinue use of this Website. The Copia Insurance Group, and its subsidiaries, and affiliated companies ("Copia Insurance Group") reserve the right to revise these Terms and Conditions at any time by posting updates or revisions. You are required to periodically review these Terms and Conditions and to remain current on the terms and conditions for use.

Copia Insurance Group reserves the right to deny access to any person, entity, or account that violates these Terms and Conditions.

Article 1. Trademark and Copyright.

All names, trademarks, copyrights, logos and service marks ("Marks") appearing in this Website, except as otherwise noted, are owned or used under license by Copia Insurance Group or its affiliates. The use or appropriation of these Marks on this Website is strictly prohibited and may be prosecuted. You may not use any meta tags or any other text or content (hidden or visible) that includes or references Copia Insurance Group's name or Marks without obtaining Copia Insurance Group's express written consent prior to such use. All materials on the Website subject to copyright are hereby claimed as copyrighted. Materials appearing without registration or marking may be registered. All content is subject to Article 4, prohibiting copying or distribution without prior written consent.

Article 2. Liability.

The Content in this Website may contain inaccuracies or typographical errors. Copia Insurance Group makes no representations about the accuracy, reliability, completeness, or timeliness of the Website or its Content. Copia Insurance Group specifically disavows reliance on the content of this Website for any purpose. Use of the Content on the Website is at user's own risk. Changes are periodically made to the Website and may be made at any time.
ALTHOUGH COPIA INSURANCE GROUP MAKES EVERY EFFORT TO ENSURE ALL CONTENT, SERVICES AND LINKS ARE ACCURATE, RELIABLE, COMPLETE AND TIMELY. THE WEBSITE IS PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS WITHOUT ANY WARRANTIES WHATSOEVER. COPIA INSURANCE GROUP TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES RIGHTS AND THE WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. ALL SUCH WARRNTIES, WHETHER EXPRESS OR IMPLIED, ARE EXPRESSLY EXCLUDED AND DISCLAIMED. COPIA INSURANCE GROUP DOES NOT WARRANT THAT THE WEBSITE WILL OPERATE ERROR-FREE OR THAT THIS WEBSITE AND ANY SERVERS ON WHICH IT IS HOSTED ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS.

Article 3. Waiver of Damages.

BY USING THIS WEBSITE, YOU RELEASE COPIA INSURANCE GROUP FROM ALL LIABILITY RESULTING FROM SUCH USE AND YOU AGREE THAT IN NO EVENT SHALL COPIA INSURANCE GROUP , ITS AFFILIATED COMPANIES, SUPPLIERS, OR ANY THIRD PARTIES MENTIONED AT THIS WEBSITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGE, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THIS WEBSITE AND THE MATERIAL CONTAINED HEREIN, REGARDLESS OF WHETHER SUCH DAMAGE RESULTED FROM A CLAIM BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT COPIA INSURANCE GROUP IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Article 4. Website Content.
All documents, information, data, text, photographs, graphics, video, messages or any other materials whatsoever ("Content"), except as otherwise indicated elsewhere on this Website, may be viewed, downloaded and printed under the following conditions for personal use only, and may not be copied or distributed or used in any manner inconsistent with the intended purpose of private, personal viewing, without prior written consent. Use of any content in a disparaging or derogatory manner is strictly prohibited.

Article 5. Website Security.

In addition to prohibitions imposed by law, which are hereby acknowledged by User as governing this agreement, all Users are prohibited from intentionally breaching or attempting to breach the security of the Website or Copia Insurance Group's servers, including, without limitation, (1) accessing data not intended for you or logging into a server or account which you are not authorized to access, (2) attempting to probe, scan or test for vulnerability in a system or network or to breach security or authentication measures without proper authorization, (3) attempting to interfere with or deny service to any user, host or network, including, without limitation, via means of submitting a virus or "trojan horse" to the Website, overloading, "flooding", "mail bombing" or "crashing", or (4) sending unsolicited electronic mail, including promotions and/or advertising of products or services. Breaches or attempted breaches of system or network security may result in civil or criminal liability. Copia Insurance Group will investigate any such occurrences and may involve, and cooperate with, law enforcement authorities in prosecuting offenders.

Article 6. Links to Third Party Websites.

The Website may contain links to third party websites. Such links are provided solely as a convenience to you and not as an endorsement by copia Insurance Group of the contents on such third party websites. Copia Insurance Group is not responsible for the content of linked third party websites and does not make any representations regarding the content or accuracy of the content on such third party websites. If you decide to access linked third party websites, you do so at your own risk.

Address and Contact Information
Copia Insurance Group's headquarters mailing address is:

The Copia Insurance Group
811 W. Evergreen, Suite: 101
Chicago, IL 60642

Tel: 312.784.8900
Fax: 312.784.8505

Any rights not expressly granted herein are reserved by Copia Insurance Group.
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