Automobile Insurance
Automobile Liability & Physical Damage
Automobile insurance includes coverage for liability of bodily injury and property damage resulting from an accident, and damage to the automobile incurred from a collision or other specified causes. This can include fire, weather events (hail, wind and lightning), or vandalism.
Copia has access to industry-leading automobile insurance programs, including top-rated national, regional, and state-wide carriers. We can provide the product to fit your commercial automobile insurance needs, whether it be for an individual vehicle or an entire fleet.
Business Automobile Insurance is divided into two parts:
- Automobile Liability
- Automobile Physical Damage
Some automobile physical damage coverages are:
- Collision – The insurer agrees to pay for direct damage to a covered auto or its equipment when a loss is sustained by a collision with another vehicle or object.
- Comprehensive – The insurer agrees to pay for loss to a covered auto or its equipment resulting from any cause except collision or overturn (subject to certain exclusions).
- Specified causes of loss – The insurer agrees to pay for loss to a covered auto or its equipment caused by fire, lightning, explosion, theft, windstorm, hail, earthquake, flood, mischief or vandalism.
- Towing and labor coverage can also be included under the physical damage portion of the automobile insurance policy.
Copia's team of commercial automobile insurance experts can help you tailor a policy specifically for the needs of your business or organization.
For more information please contact one of our team members by clicking here.
